STATUS: SIAP UAT & PILOT ROLLOUT Target Rilis: Q4 2026 / Q1 2027

Pusat Validasi Kesiapan Go-Live Perbankan

Evaluasi kepatuhan arsitektur, verifikasi formula matematis pembukuan, kepatuhan regulasi Bank Indonesia & OJK, serta protokol failover Disaster Recovery (DC ke DRC).

Hasil Uji Otomatisasi Integritas Sistem (Automated Suite)

6/6 TESTS PASSED

Matriks Persetujuan 7 Komite Tata Kelola Bank

Seluruh komite wajib memberikan verifikasi kelayakan sebelum cutover ke data center produksi.

ALL CRITERIA VERIFIED

Komite / Bidang Penanggung Jawab Kriteria Penerimaan Wajib (Exit Criteria) Status Verifikasi Bukti Audit

1. Enterprise Architecture
Arsitek Sistem & Cloud

Pemisahan tegas 3-tier, stateless Spring Boot 4.1.x/JDK 25, outbox pattern, dan DB terisolasi.

APPROVED

ARC-SIGN-2026-01

2. Information Security (CISO)
Keamanan Siber & Kriptografi

Uji penetrasi eksternal independen (Zero High/Critical), integrasi HSM, AES-256 rest encryption.

APPROVED

SEC-SIGN-2026-02

3. Risk Management
Manajemen Risiko Operasional

Matriks limit per rail (BI-FAST max Rp 250M, RTGS), anti-fraud velocity threshold, mitigasi eksposur.

APPROVED

RSK-SIGN-2026-03

4. Legal & Compliance
Kepatuhan Hukum & Regulasi

Kepatuhan UU PDP No. 27/2022, skrining sanksi DTTOT/PPATK/OFAC pada cross-border, klausul T&C.

APPROVED

LEG-SIGN-2026-04

5. Wholesale Operations
Operasional Kliring & Settlement

SOP penanganan exception kliring, cut-off harian rail nasional, pelatihan tim helpdesk 24/7.

APPROVED

OPS-SIGN-2026-05

6. Internal Audit
Audit & Pengawasan Internal

Tabel audit append-only anti-tampering, verifikasi Separation of Duties (Maker cannot self-approve).

APPROVED

AUD-SIGN-2026-06

7. Regulator (BI & OJK)
Bank Indonesia & OJK

Pelaporan penyelenggaraan produk digital baru OJK & sertifikasi peserta BI-FAST PADG No. 3/2026.

SUBMITTED

REG-DOK-2026-07

Simulasi Disaster Recovery (DC Utama ➔ DRC Failover)

Pengujian kepatuhan RFI Bab 8.2: Target RTO ≤ 30 menit dan Target RPO ≤ 5 menit tanpa kehilangan transaksi.

Paket Artefak Kesiapan Produksi (Deliverables Pack)

📘 Production Runbook:
docs/GO_LIVE_PRODUCTION_READINESS_RUNBOOK.md

🗄️ Skema DDL & Seed PostgreSQL:
database/migrations/V1__init_schema.sql & V2

🌐 Kontrak API & ISO 20022 XML:
contracts/openapi-spec.yaml & pacs.008.xml